What are the main reasons for employee wage garnishment in the United States? Do employees carrying garnishments have certain characteristics that differentiate them from the overall workforce? Are there different ways for employers to view wage garnishment to gain a better understanding of garnishment issues?

To answer these questions, ADP Research Institute® (ADPRI) has revisited the wage garnishment topic utilizing 2016 aggregated, anonymous pay data of about 12 million U.S. workers. 

This study presents an expanded view of U.S. wage garnishment activities through the lens of the employer, such as the average number of garnishments carried by employees. The study is also augmented with a new analysis of data to provide employers with greater insights into how garnishment may affect their workforce and organizations.